Finance at Relax Sofas and Beds
Free Delivery
on all orders over £395
Free Delivery
on all Mattresses
Rated 'Excellent'
Interest Free Credit
on orders over £1250


12 Month Interest Free Credit Available With 20% Deposit

Representative Example:
Item Value:£1500.00 
Total Amount of Credit: £1200.00
Loan Period:12 months
Representative APR:0% APR
Annual Rate of Interest:0% p.a.
12 monthly payments:£100.00
Total Amount Payable:£1200.00

We offer an interest free finance package from Barclays Partner Finance which could provide you with another option when purchasing your furniture.

Simply select finance as the payment option as you checkout your order.

Please see the representative example to see how interest free credit works (example based on an average spend).

Finance is subject to a minimun spend of £1250

Credit is subject to application and status. Terms and Conditions apply.


Who Can Apply for Finance?
  • Applicants must be 18 years or over on application date
  • Be a permanent resident in the UK for the last 3 years
  • In receipt of regular payments through one or more of the following sources:
    • Permanent employment (working a minimum of 16 hours a week)
    • Work or state pension
    • Disability allowance
    • Self-employment

Speed 9521 Ltd trading as Relax Sofas & Beds acts as a credit broker and not a lender. Barclays Partner Finance acts as the lender.



How do I apply for finance?

Just select the 'Interest Free Credit' payment option as you checkout or let the sales advisor know if you're buying over the phone (please have the following details to hand: address for the last 3 years; annual income, employer’s details and bank account details).


Is there a deposit to pay?

Yes. You will be asked to pay a 20% deposit, which is paid once your credit application has been approved.  The deposit can be paid using a credit or debit card or PayPal.


How do I make repayments?

The 12 monthly equal instalments are automatically collected from your bank account using direct debit.


When do my repayments start?

Your repayments start around one month after your furniture has being delivered. You will receive a pack from Barclays Partner Finance detailing when the first direct debit payment will be collected.


Are there are any arrangement fees or hidden extras for credit?

No. You won’t repay a penny more than what you’ve borrow.



Should you have a complaint about your financial product please contact Barclays Partner Finance by calling 0800 15 22 888; email at; or write to: Barclays Partner Finance, PO Box 2501, Cardiff CF23 0FP.


If your complaint is still unresolved, you can ask for a review from the Financial Ombudsman Service, an independent service that will look into your complaint. You can contact them in writing, by phone or send them an email.

Write to them at:
The Financial Ombudsman Service
Exchange Tower
London E14 9SR

Call on:
0800 023 4567 or 0300 123 9123

Email them at:


Speed 9521 Ltd, Main Road, Fotherby, Louth, LN11 0YB (Company Registration Number: 4676565); act as a credit broker not the lender.  Speed 9521 Ltd only offer products from Barclays Partner Finance. Barclays Partner Finance acts as a lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays PLC.  Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register: 311753). Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.