Finance Options at Relax Sofas and Beds

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Finance Options

Option 1 - Interest Free Credit

0% APR Representative

With our Interest Free Finance option you can spread the cost over either 12 or 18 months.

Pay only a 10% deposit on ordering, with repayments starting after your furniture has been delivered.

Please refer to the representative example below:

Representative Example   
Item value £1250.00
Deposit £125.00
Total amount of credit £1125.00
Loan term 12 months
Interest rate 0% Fixed
Monthly repayments £93.75
APR% 0% APR Representative
Total cost of credit £0.00
Total amount payable £1250

Speed 9521 Ltd trading as Relax Sofas and Beds acts as a credit broker and only offers credit products from V12 Retail Finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.

 

Who can apply for finance?

You must:

  • Spend over £1250 for 12 months finance and £2000 for 18 months.
  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by Direct Debit
  • Be in regular employment (minimum 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment.

 

Option 2 - Interest Bearing Credit

9.9% APR Representative

With our Classic Finance option you can spread the cost over either 24 or 36 months.

Pay only a 10% deposit on ordering, with repayments starting after your furniture has been delivered.

Please refer to the representative examples below:

Representative Example   
Item value £600.00
Deposit £60.00
Total amount of credit £540.00
Loan term 24 months
Interest rate 5.07% Fixed
Monthly repayments £24.78
APR% 9.86% APR Representative
Total cost of credit £54.72
Total amount payable £654.72

Speed 9521 Ltd trading as Relax Sofas and Beds acts as a credit broker and only offers credit products from V12 Retail Finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.

 

Representative Example   
Item value £600.00
Deposit £60.00
Total amount of credit £540.00
Loan term 36 months
Interest rate 5.09% Fixed
Monthly repayments £17.29
APR% 9.89% APR Representative
Total cost of credit £82.44
Total amount payable £682.44

Speed 9521 Ltd trading as Relax Sofas and Beds acts as a credit broker and only offers credit products from V12 Retail Finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.

 

Who can apply for finance?

You must:

  • Spend over £600
  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by Direct Debit
  • Be in regular employment (minimum 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment.

 

Relax Sofas and Beds is a trading name of Speed 9521 Ltd. Registered in England and Wales 04676565. Registered office: Main Road, Fotherby, Louth, Lincolnshire LN11 0TD. Speed 9521 Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Speed 9521 Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 728204. Credit provided subject to age and status.

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